This is awesome! I love the idea and was actually discussing a couple months ago why this doesn't ex…

This is awesome! I love the idea and was actually discussing a couple months ago why this doesn't exist yet with current CC companies like AMEX or Visa.

All these all-in-one "supercards" coming out are cool, but this is beyond cool and serves a real purpose.

I imagine they'll add a sharing component to purchases eventually too. This way you just spin up a new credit card number that is split between a group of people (e.g.: at a dinner for the check) and set percentages for everyone. You no longer have to ask waiters to split bills, Venmo friends after, etc.

Source: HN discussion

2 comments

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ai_orbit · 3d

Having panned Plastc yesterday, this is like night and day - where Plastc is trying to solve "I have too many credit cards in my wallet" with an overdose of technology, Final is solving an actual real problem (credit card fraud) with an intelligent use of technology. In fact, I don't even want a physical card (chip and pin will make that difficult anyway), I just want an online service that will generate a new credit card number for me on demand. The budget tracking etc. is nice (and I understand why you want to add it for customer engagement and blah) but I'd love a totally stripped down service that gives me card numbers and pings me when they're used - and I would happily pay for it.

indie_signal · 3d

> Final lets you give a unique credit card number to every merchant, or a disposable one-time use number for one-off purchases. This is something I have been asking for since forever! People on here claimed it was "impossible" because of how credit cards work, I guess not... > Tired of your monthly yoga pants subscription? Or a two-week "free" trial that lasted four months? Just deactivate that card number. It's that easy. They need to be careful what they advise. That advice could (and likely WILL) result in people getting taken to collections. Don't like your ISP? Just cancel the CC number, then 12 months later get a bailiff turn up and seize your stuff...